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Pinata App Review: Is This Rent Reward Legit?

Pinata App Review: Is it Worth Your Time? (In-Depth Analysis)

What is Pinata?

Pinata is a mobile app that rewards users for paying rent on time. It operates solely in the United States and is available for both iOS and Android devices. The app was created to help renters build credit and earn rewards at the same time.

Pinata Rent Sign Up

Here's how it works:

  • Users connect their rental accounts to Pinata.
  • Each month, users log in on their rent due date and indicate they've paid.
  • For verifying on-time rent payments, users earn Pinata coins.
  • Coins can be redeemed for gift cards or discounts.

There are two main ways to earn coins on Pinata:

Paying Rent

The primary method is by verifying on-time rent payments. Each month when rent is due, users simply log in to the app and press a button indicating they've paid. This earns 20 Pinata coins.

Referral Program

Users can also earn coins by referring friends and even landlords to join Pinata. Referring another renter earns 20 coins each, while referring property managers/landlords can earn up to 100 coins per unit they manage.

Payment Methods

Pinata does not pay out cash. The only way to redeem earnings is through gift cards or discounts on the in-app marketplace. Here are the redemption options:

Gift Cards

A small selection of gift cards worth $5-25 are offered each week. These can be redeemed directly using Pinata coins, with most cards requiring 10-20 coins.

Marketplace Discounts

Coins can also be used to purchase deals and discounts in the Pinata marketplace. However, these still require spending your own money upfront on a product or subscription.

Earning Potential

The earning potential on Pinata is low. By verifying rent payments, users earn a maximum of 20 coins (~$1) per month. Occasional referral bonuses may add another $1-5 per month.

It would take 2-3 months just to earn enough for a $5 gift card. Reaching higher gift card denominations like $25 could take well over a year.

In summary, users realistically earn just a few dollars worth of rewards each month. It is more of a perk rather than a money-making opportunity.

Available Platforms

Pinata is only available as a mobile app for iOS and Android devices. There is no desktop website version.

The app can be downloaded for free from the Apple App Store and Google Play Store.

How to Join

To sign up for Pinata, simply download the app and complete the registration process. You'll need to:

  • Provide your name, email, and phone number
  • Verify your identity
  • Indicate your monthly rent due date

The registration takes just a few minutes. Once your account is set up, you can start earning coins for paying rent on time.


Here are the main pros and cons of using the Pinata app:


  • Easy set-up and use
  • Rewards for an existing expense (rent)
  • Helps build credit history


  • Very limited earning potential
  • No cash payouts
  • Restricted gift card options
  • Must spend coins quickly before they expire

Ultimately, Pinata is worth considering if your goal is to build credit or offset a small portion of your rental expenses each month. But for making any meaningful income, even passive, there are much better options available.

Pinata is a legitimate rewards app that pays users for paying rent on time. It offers two ways to earn coins — verifying rent payments and referrals. Coins can then be redeemed for occasional gift cards or marketplace discounts.

However, the earnings potential is very low — just a few dollars worth of rewards per month. If you're looking to make extra money, even passively, Pinata will not get you very far.

The app is easy to use and convenient if you simply want to offset a small portion of your rent. But there are better options for earning rewards and passive income overall.

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